Our Network
Trusted Benefits Partners
Most companies spend their second-largest expense — health insurance — with no strategy, no flexibility, and no return. We restructure the foundation and redeploy the savings into real financial progress for your people.
Every year, your team renews the same group plan. Premiums go up. Options stay limited. And somewhere in the budget, your 401(k) match takes the hit. You're not just overpaying for health insurance — you're underfunding everything else.
OneAdvocate implements a proven structural redesign of your entire benefits system — the same model that has delivered consistent, measurable results for employers nationwide.
We move you from a traditional group platform to an Individual Coverage model. Your employees are priced within larger national markets — reducing volatility and dramatically expanding their choices. This is a proven model, not an experiment.
The structural shift frees up real money. Employers typically save $4,000–$5,000 per employee per year. Employees often pay less in premiums while gaining access to better, personalized coverage.
Those savings are redirected intentionally — into 401(k) matches, HSAs, life insurance, and personal financial wellness plans for every employee. One system. One partner.
SHAPE is a framework we built and refined in-house — developed at the intersection of health, retirement, payroll, and personal financial planning. It exists nowhere else. It connects every layer of financial wellness into one coherent strategy, and it is only available through OneAdvocate Financial.
Our solutions take a holistic approach to personal financial wellness, ensuring our clients achieve all their financial goals.
Personalized, locally-optimized health coverage from leading national carriers — at a fraction of group plan costs.
Redirect freed capital into 401(k)s, HSAs, and investment vehicles. Turn your benefits line item into a wealth-building strategy.
Life insurance, long-term care, and legacy planning — coordinated as part of a single financial strategy, not an afterthought.
Employees receive a personal relationship with our Benefit Planners, ensuring they build real financial progress.
We were in a 'death spiral' with our insurance costs — until we found OneAdvocate. They saved us over $250,000 per year while giving our employees better coverage. Total game-changer.
We didn't realize how much we were overpaying until OneAdvocate showed us a smarter way. If I could reach through the phone and hug them, I would.
Working with this team has been great. They are always helpful and quick to provide clear answers to any questions. Even though this was their first time working with an Alaskan business, they made the entire process smooth and stress-free.
Most employers assume they can only make benefits changes during their renewal window. That's true for your employees' plan selections — but not for restructuring how you fund benefits.
Because of how our platform is structured, we can onboard new clients at any point in the year. The savings start immediately. Your employees get access to personalized coverage right away. And you stop overpaying from day one.
Everything starts with understanding how the model works. In our Executive Brief, we break down the entire process — from structural redesign to capital redeployment — so you can see exactly what a restructured benefits strategy looks like for your company.
See How It Works