OneAdvocate Financial

Sticking With a Group Health Plan Is Costing You Thousands - And What to Do Instead

Why old-fashioned group plans, high-deductible options, and confusing self-funded approaches fail to deliver true cost savings, the flexibility your team wants, and peace of mind as your business grows — and exactly what to do instead.

Claim Your FREE No-Obligation 30-Minute Consultation (Valued at $497)

Eliminate Runaway Health Insurance Costs (And Free Up Cash For Growth) - All While Erasing Employee Complaints About Benefits

Can you guess which of these benefit “fixes” is actually draining your business dry and pushing your best people out the door? Is it…

  • Renewing your same tired group plan - hoping rates don’t spike again?

  • Raising deductibles - thinking employees will thank you?

  • Outsourcing to a payroll company - a culture clash in disguise?

  • Trying to self-fund insurance - risking your financial future?

I’ll show you why most of these are quietly sabotaging your profits and culture - even when they sound like the “smart” move. And I’ll reveal the new strategy that makes them obsolete for good.

Imagine keeping dollars in your bank account instead of watching premiums soar, and building a team that truly feels valued - without the stress or late-night anxiety. Less time fighting broken systems. More time celebrating growth and recognition from employees, peers, and your own family.

Struggling With Spiraling Costs And Stressed Employees? There’s a Smarter Solution That Delivers Results Fast.

But don’t give up…Because there’s a radically simple solution designed by experts and now backed by JPMorgan Chase & Morgan Health. The Individual Platform - powered by ICHRA - can dramatically reduce your premiums and boost employee satisfaction in just one renewal cycle. I know it sounds almost too easy…

Most business owners spend years fumbling through complex plans, hoping for savings that never appear. But we’ve already mapped the path for you - simply follow our proven step-by-step system to achieve rapid savings, happier staff, and a business built to scale. All the trial and error has been eliminated, and you get results you can see on your bottom line and across your team.

If You’ve Tried Slashing Coverage…Negotiating With Brokers…or Piecing Together Multiple Benefits Platforms…And Still Haven’t Cut Costs Or Boosted Loyalty - Read This…

What if you discovered that tossing out “one-size-fits-all” group plans is the fastest path to savings - and your top talent will fight to stay? Imagine employees talking about your benefits package as the real reason they stay and thrive - because each one finally gets the health coverage that fits them perfectly, not a cookie-cutter option. Watch financial stress melt away as your insurance costs drop, not just this year, but year after year, empowering real reinvestment in your people and your growth.

Picture yourself setting the standard in your industry - not by spending more, but by spending smarter. See competitors scrambling to keep up as you reward employees with freedom, flexibility, and solutions they actually love. You’ll sleep easier, knowing your business and your family’s future are secured - all because you chose the little-known strategy that flips the script on tired insurance thinking and proven results follow.

Stop Chasing Group Discounts - The Real Savings Come From Letting Employees Build Their Own Plans

Everyone says bigger is better and that pooling all your employees into a group plan is the only way to cut costs. But what if cutting free from group coverage - not negotiating harder - actually slashed your insurance bills and delivered better employee satisfaction?

The smartest CEOs are breaking away from the herd and handing the power of choice directly to their employees. It’s not a risk - it’s your shortcut to predictable spending, staff loyalty, and renewed business growth.

Introducing The Individual Platform: A Smarter Approach That Gives Savings and Flexibility Conventional Group Plans Can’t Touch

Traditional group plans box you in - pricing you out of real flexibility and leaving employee needs unmet. But with the Individual Platform, powered by ICHRA, you finally bypass all those old limits: employees choose exactly the coverage they want, while you lock in steep savings and avoid messy annual rate hikes.

This solution transforms unpredictable expenses into a manageable, stable budget, all while making your benefit package a magnet for top talent. Experience employee gratitude and business growth the conventional system could never deliver.

This Individual Platform Helped Hundreds of Small Business Owners Slash Insurance Costs by 20-60% for Their Teams in Just One Renewal Cycle!

We Thought The High Costs Were Unavoidable

We didn’t realize how much we were overpaying until OneAdvocate showed us a smarter way. If I could reach through the phone and hug them, I would.

Mason T.

Carmel, IN

Best Open Enrollment in Years

Working with this team has been great. They are always helpful and quick to provide clear answers to any questions. Even though this was their first time working with an Alaskan business, they made the entire process smooth and stress-free. I really appreciate their dedication to making our collaboration a success.

Ilka M.

Anchorage, AK

They Saved Our Company

We were in a ‘death spiral’ with our insurance costs—until we began working with OneAdvocate. They saved us over $250,000 per year while giving our employees better coverage. Total game-changer.

Tony D

Alexandria, IN

We’ve Been Able To Actually Grow Our Business

OneAdvocate changed the trajectory of our company. I told them if I could reach through the phone and hug them, I would.

Brad B.

Cincinnati, OH

Unlock Savings and Satisfaction With a New Law Few Business Owners Even Know Exists

The Individual Platform is powered by a recent federal law that lets small business owners redirect dollars straight to employees - bypassing the old insurance gatekeepers and unlocking premium tax savings. Instead of forcing your staff into a single plan, each person selects coverage they actually want, while you control your budget every step of the way.

It’s not just cost-effective - it’s a completely reimagined model, with transition help, expert compliance support, and the backing of world-class institutions. The result: a win-win for your business and your people that’s only possible thanks to this breakthrough approach.

For a Short Window - Discover How to Slash Premiums and Reinvent Your Benefits Before Renewal Season Closes

Act now to reserve your spot and access exclusive onboarding support before enrollment fills up.

This new approach is only available to a select group of business owners while demand and support capacity allow. Once our current partner slots are filled, onboarding for this year will be closed - and you’ll be stuck with rising group insurance costs for another renewal cycle.

If you want to know exactly how much you could save and transform for your business and team, now’s the time. Our specialists will guide you through everything, but we can only support a handful of businesses each cycle to guarantee quality and results.

Don’t put off making the switch, only to watch premiums spike again while competitors lock in savings and attract better talent before you do.

Secure your opportunity to lead your field and reward your people - before your window closes for the year.

SHOCKING STATISTIC

86% of Small Business Owners Will Never Escape Health Insurance Cost Traps Without the Right Strategy

Sadly, 86% of business owners under 50 employees will keep paying more for worse coverage year after year. It’s not because they’re careless - it’s because they never learn the strategy that actually drives big savings and true employee satisfaction at once. But it doesn’t have to be this way for your company.

We’ll show you exactly what we did to slash insurance costs and upgrade benefits, and how our clients achieved the same results in a single renewal cycle. Reserve your consultation now to see how fast and simple this transformation can be - when you finally have the right blueprint.

Save Yourself Years of Pricey Mistakes - Unlock Predictable Savings and Happier Employees With Our Proven Blueprint

Why spend countless years tangled in rising costs, failed renewals, or disappointing benefit offerings? With our expert guidance and step-by-step system, you fast-track results: deeper savings, unbeatable retention, and loyal employees who finally feel truly valued. It’s a shortcut that brings more profit, peace of mind, and personal freedom to your business and your life.

Ready to end the uncertainty - in record time - and build the company your peers wish they had? Secure your free consultation before enrollment fills up and see how easy it is to achieve undeniable improvements, faster than you ever believed possible.

Here’s A Brief Outline Of What We’ll Cover In Your FREE 30-Minute Consultation…

  1. 3 Hidden Insurance Pitfalls: See why sticking with rigid group plans sets you up for spiraling costs and lost talent. Learn how these invisible traps sabotage your growth.

  2. Proven Premium-Slaying Strategies: We’ll share the cost-cutting system our clients have used for years to slash premiums and upgrade benefits - without compliance headaches.

  3. The Fatal Errors Most Owners Still Make: Discover the costly mistakes nearly every business owner makes with health insurance - so you’ll know exactly what to avoid.

  4. 3 Fast-Action Tips For Savings & Retention: Simple tactics that lock in lower costs and happier, more loyal employees much faster than traditional approaches.

  5. Industry Myths & Insurance Lies Exposed: Uncover the outdated advice and outright myths still pushed by brokers and insurers - and why trusting them can cost you dearly.

  6. The Unfiltered Truth About Group Insurance: Get a behind-the-scenes look at why the current system is so stacked against small businesses seeking real solutions.

  7. 7 Quick-Start Tips For Immediate Results: Speed up your cost reduction and staff satisfaction with the actionable tips we give our most successful clients.

  8. Why Bigger Isn’t Always Better: Everyone says group plans are best for small teams - but we’ll show you exactly why individualized coverage wins almost every time.

  9. The Secret Key To Fast, Lasting Wins: Walk away with the crucial insight needed to finally make real progress - without gambling your business’ future.

  10. What NEVER To Do When Cutting Insurance Costs: The one move that could accidentally tank your team’s morale and your bottom line - know how to avoid this damaging misstep.

Claim Your FREE No-Obligation 30-Minute Consultation (Valued at $497)

On this no-obligation call, our experts will help you break free from runaway health insurance costs and take control of your company’s future - often in just one renewal cycle, without risky coverage gaps or confusing compliance headaches. You’ll discover exactly how we’ve turned hundreds of small businesses from financially strained and struggling to profitable, confident, and recognized for best-in-class benefits.

We’ll break down the number one mistake owners make that leads to wasted cash and unhappy employees - and give you the precise steps to avoid it. This session is only for those serious about transforming their business and benefits. Spots are limited, so enter your details now to secure your personalized consultation before this opportunity disappears.

Here’s What Our Clients Have To Say About Us…

  • Best Open Enrollment in Years

    Best Open Enrollment in Years Working with this team has been great. They are always helpful and quick to provide clear answers to any questions. Even though this was their first time working with an Alaskan business, they made the entire process smooth and stress-free. I really appreciate their dedication to making our collaboration a success.

    Ilka M.

    Anchorage, AK

  • They Saved Our Company

    We were in a ‘death spiral’ with our insurance costs—until we began working with OneAdvocate. They saved us over $250,000 per year while giving our employees better coverage. Total game-changer.

    Tony D.

    Alexandria, IN

  • We Thought the High Costs Were Unavoidable

    We didn’t realize how much we were overpaying until OneAdvocate showed us a smarter way. If I could reach through the phone and hug them, I would.

    Mason T.

    Carmel, IN

  • We've Been Able To Actually Grow Our Business

    OneAdvocate changed the trajectory of our company. I told them if I could reach through the phone and hug them, I would.

    Brad B.

    Cincinnati, OH

Join now with complete confidence. If we don’t help you cut costs and boost retention in your next renewal, you get every cent back - guaranteed, no questions asked.