Our Services

SHAPE Financial Wellness

  • We specialize in individual health plans, including ICHRA, which provide better coverage at a lower cost compared to traditional group insurance. By using ICHRA (Individual Coverage Health Reimbursement Arrangement), we help businesses save money while giving employees the flexibility to choose the best health coverage for their needs. Our approach ensures your benefits strategy is customized, affordable, and sustainable.

  • With over 35 years of experience, we specialize in custom 401(k) plan management, ensuring employees have access to strong investment options while keeping costs low for business owners. Our direct payroll integration ensures timely contributions, compliance with regulations, and a hassle-free experience.

  • Using the best payroll processing system available, iSolved, we handle every aspect of payroll, from tax filings to direct deposits, ensuring compliance with state and federal regulations. Our payroll system syncs effortlessly with your 401(k) and health benefits, eliminating administrative headaches and ensuring smooth contributions.

  • At OneAdvocate Financial, we believe that Human Resources should be more than just paperwork and compliance—it should be a proactive strategy that supports business growth, employee engagement, and financial efficiency.

ReShaping the Market

Businesses under 50 employees were given a service that was never designed or intended for them. The result of this has costed employers and employees hundreds of thousands of dollars yearly. And history has taught us that rising health costs are not going away. SHAPE utilizes a new and exciting platform known as the ICHA Platform (Individual Coverage Health Reimbursement Arrangement) to lower costs for employers and taking advantage of the individual market.

Group Platform

Percent of Premium Paid on Group Platform

SHAPE Platform

Percent of Premium Paid on Individual Platform

Average Annual Worker and Employer Premium Contributions for Family Coverage

SOURCE: KFF Employer Health Survey, 2019 and 2024; Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2014.

What our Clients Say

"We were in a ‘death spiral’ with our insurance costs—until we found OneAdvocate. They saved us over $250,000 per year while giving our employees better coverage. Total game-changer."

— Tyler

"We didn’t realize how much we were overpaying until OneAdvocate showed us a smarter way. If I could reach through the phone and hug them, I would."

— Mason

“Working with this team has been great. They are always helpful and quick to provide clear answers to any questions. Even though this was their first time working with an Alaskan business, they made the entire process smooth and stress-free. I really appreciate their dedication to making our collaboration a success.”

— Ilka